Payment Options in Portland
As a patient of West Portland Chiropractic, you are eligible for our easy financing and insurance arrangements that you can customize based on what you can afford.
Our business office staff at West Portland Chiropractic will strive to help you obtain your maximum benefit by prompt and efficient processing of your claims. At our Chiropractic office in Portland, we have the capability to submit electronic claims for your treatment on the same day of your appointment.
We want you to know that a core belief of our practice is to provide you with the best possible value in Chiropractic treatment. This means we avoid patchwork treatment that would soon need to be redone. We used the finest possible treatments and techniques to provide you with the greatest possible resolution of your problem. We want you to have the peace of mind that your treatment has been done well.
If You Have Health Insurance
Most insurance companies offer Chiropractic benefits due to studies showing the efficacy of Chiropractic Care in treating a variety of health conditions. Dealing with insurance can be complicated and confusing at best. Our office provides insurance verification to determine if you have Chiropractic benefits and what portion of your care the insurance company will cover. Or if you prefer just simply call the customer service number on your card and ask the representative if your insurance plan covers chiropractic care.
Few health insurance companies require Chiropractors to be on their insurance panels in order for your treatment to be covered. Although, many insurances give slightly better coverage when Chiropractors are on their panels. This means you pay less for your treatment. The list below contains all the insurance panels Dr. Matthew Todd is currently on. Do not worry if you don’t see your insurance company on the list because often health insurances do not require Chiropractors to be on their panels in order for your treatment to be covered. If you have any questions about your insurance coverage call our office at (207) 370-8516 and we will check your Chiropractic benefits at no charge.
Dr. Todd, D.C. is currently on the following insurance panels:
- Blue Cross Blue Shield
- Car Accident Insurance
- Complementary Health Plan (CHP)
- First Choice Health
- Healthways Whole Health Network (HWHN)
- Pacific Care
- Pacific Source
- Optum Health
- Oregon Health Co-op
- United Health Care (UHC)
- Work Injury Insurance
A Reminder About Insurance in Portland
You and your insurance company have an agreement that sometimes does not cover the best-prescribed treatments. Insurance companies don’t base your benefits on what you need; they base it on what payout they can profitably provide based on how much you or your employer has paid them.
If your insurance company rejects a claim and refuses to pay for a service, it is not a reflection of how important the service is. It is based on a master contract drawn up between you or your employer and the insurance company. Be careful that you don’t allow your health to be compromised by the profit motives of an insurance company! It’s your injury, your health, your future.
If you or your employer is putting very little money into the insurance “piggy-bank”, you will have poor coverage. In this scenario, chiropractic care may not even be covered. However, you will be happy to know that chiropractic care can be affordable. We offer a 40% discount to patients who pay with cash, check, or credit. This discount is only available if payment is received on the same day the service/treatment is rendered. Billing insurance is cumbersome at best and therefore takes a lot of time and money so with cash payments we like to pass the savings onto you.
If You Have No Health Insurance
Patients who pay the same day of service will receive a substantial discount. Billing insurance is cumbersome at best, requiring a lot of time and expensive software, so we like to pass the savings onto to patients who pay the same day of service.
The total cost of your Chiropractic Care depends on how much treatment your particular case needs. Once Dr. Matthew Todd, D.C. performs a thorough history and physical exam he will be able to determine the course of care you will need.
We have very flexible payment plans that most people can afford. Most of our cash-paying patients make arrangements to be on a reduced payment plan. Here’s why:
- You don’t need to clear your balance at the end of the month.
- You can get your care now and pay at your own pace.
- You can choose the amount you pay every 2 weeks, typically between $50 and $75.
- You have less financial stress while you’re getting better.
Financial Policies and Information in Portland
We offer the following options for the payment of your Chiropractic treatment:
Pay as you We Treat Plan
Pay the balance of your insurance deductible or co-payment at the end of each treatment.
The Time Payment Plan
You can choose the amount you pay every 2 weeks, typically between $50 and $75, until your total balance has been paid.
West Portland Chiropractic offers you a variety of financial options available to help make it easy to afford your Chiropractic needs. If you do have health insurance we offer other options for payment of your Chiropractic Care. If you were in a car accident or sustained a work injury then you are entitled to healthcare at no cost to you. For more information click on the following links auto injury or work injury.
If you are concerned about the cost of care at our clinic, please call our office at (207) 370-8516 e-mail us at WestPortlandChiropractic@gmail.com to discuss our payment options. We believe that everyone should be able to afford Chiropractic Care and we do our best to make this possible.